Buy a new home with 5% deposit

This scheme allows you to own 100% of your home and only pay 80% of the price upfront. You provide the 5% deposit and the government will lend you up to 20% as an equity loan. You can then apply for a mortgage based on the remaining 75% of the house price.

The equity loan is interest-free for five years and the scheme is available on new build homes up to the value of £600,000.

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